Managing your funds on ar99 is designed to be as straightforward as possible. Whether you're topping up before a PSL match or cashing out after a big slots session, our supported payment methods are the same wallets and banks you already use every day in Pakistan.
Six trusted options covering mobile wallets and major Pakistani banks
All amounts in Pakistani Rupees (PKR / Rs)
| Payment Method | Min Deposit | Max Deposit | Min Withdrawal | Max Withdrawal | Deposit Speed | Withdrawal Speed |
|---|---|---|---|---|---|---|
| JazzCash | Rs 500 | Rs 100,000 | Rs 500 | Rs 50,000 | Instant | 1–4 Hours |
| Easypaisa | Rs 500 | Rs 100,000 | Rs 500 | Rs 50,000 | Instant | 1–4 Hours |
| HBL | Rs 1,000 | Rs 500,000 | Rs 1,000 | Rs 200,000 | Same Day | Up to 24 Hrs |
| UBL | Rs 1,000 | Rs 500,000 | Rs 1,000 | Rs 200,000 | Same Day | Up to 24 Hrs |
| Meezan Bank | Rs 1,000 | Rs 500,000 | Rs 1,000 | Rs 200,000 | Same Day | Up to 24 Hrs |
| Bank Alfalah | Rs 1,000 | Rs 500,000 | Rs 1,000 | Rs 200,000 | Same Day | Up to 24 Hrs |
Limits shown are indicative and may vary based on your account verification level and VIP tier. VIP Gold members and above may benefit from higher daily limits.
Fund your ar99 account in minutes — no complicated steps
Sign in to your verified ar99 account. If you haven't registered yet, complete the quick sign-up process and pass KYC verification first.
Navigate to the Cashier section from your account dashboard. Select "Deposit" and choose your preferred payment method — JazzCash, Easypaisa, or bank transfer.
Enter the amount in PKR you wish to deposit. Minimum is Rs 500 for mobile wallets. Confirm the amount before proceeding to the payment gateway.
Authenticate the transaction in your JazzCash or Easypaisa app, or complete the bank transfer. Funds appear in your ar99 balance almost instantly for mobile wallets.
Getting your winnings back to your wallet is just as simple
Withdrawals require a fully verified account. If your KYC documents have not yet been approved, submit your CNIC and selfie via the account verification section before requesting a withdrawal.
Go to your Cashier and select "Withdraw". Choose the same method you used to deposit — ar99 requires withdrawals to go back to the same payment source for security purposes.
Enter the PKR amount you want to withdraw, up to your available balance and the per-transaction limit for your chosen method. VIP members have higher limits available.
JazzCash and Easypaisa withdrawals are typically processed within 1–4 hours. Bank transfers may take up to 24 hours. You will receive a confirmation once the transfer is complete.
Every rupee that moves through ar99 is protected by industry-standard security protocols. We take the safety of your funds and personal information seriously — not just because it's good practice, but because players from Karachi to Rawalpindi deserve a trustworthy platform they can rely on.
Our KYC (Know Your Customer) process is a one-time requirement that unlocks full deposit and withdrawal access. You'll need to provide:
Most KYC submissions are reviewed and approved within a few hours during business hours. Once approved, your withdrawal limits increase and you gain access to VIP tier upgrades.
One of the biggest frustrations Pakistani online players have historically faced is the disconnect between global betting platforms and local banking realities. International credit cards aren't universally accessible, wire transfers are slow and expensive, and cryptocurrency isn't something most casual players in Lahore or Faisalabad want to deal with.
ar99 was built with this in mind. By integrating directly with JazzCash and Easypaisa — the two most widely used mobile financial services in Pakistan with tens of millions of active accounts between them — ar99 makes deposits as familiar as sending money to a friend. Most players already have JazzCash linked to their SIM; activating it for an ar99 deposit takes under a minute.
For players who prefer traditional banking, HBL, UBL, Meezan Bank, and Bank Alfalah cover the majority of the Pakistani banked population. Whether you're in a metro like Islamabad or a smaller city like Multan, at least one of these options should be readily available to you.
The PKR-native account system also means you never have to think about exchange rates or conversion fees. The Rs 5,000 you deposit is the Rs 5,000 you play with — no surprise deductions when the funds land in your betting wallet. When you win and withdraw, the amount you see on screen is what lands in your mobile wallet or bank account.
ar99's commitment to responsible gaming extends to the payment layer as well. Players can set deposit limits directly from their account settings — daily, weekly, or monthly caps that prevent overspending. If you're on a budget of Rs 3,000 per week for entertainment, you can enforce that limit yourself so the platform respects it automatically, even if impulse strikes mid-session.
ar99 does not charge any platform fees for deposits or withdrawals. However, JazzCash or your bank may apply their own standard transaction charges as per their own fee schedule. Check with your wallet provider for their current rates.
Yes, you can register more than one payment method on your ar99 account. However, for security purposes, withdrawals must be returned to the same method used for the corresponding deposit. This policy protects you against unauthorised fund movement.
In most cases, deposits appear within seconds. If your balance hasn't updated after 15 minutes, contact ar99's 24/7 support via live chat with your transaction reference number. Our team will manually verify and credit your account as needed.
Standard deposits (not bonus funds) can be withdrawn at any time, subject to standard identity verification. Bonus funds and free bet credits have their own wagering terms. Always check the Terms & Conditions for any promotion before claiming it.
ar99 VIP members enjoy enhanced payment benefits:
VIP tiers are based on monthly wagering turnover. See VIP program terms for full details.
ar99 is an entertainment platform intended strictly for adults aged 18 years and over. By making a deposit on ar99, you confirm that you are of legal age and that online gambling is permitted under the laws of your jurisdiction. It is your personal responsibility to ensure compliance with all applicable local laws and regulations before participating. ar99 supports responsible gaming — use deposit and loss limits available in your account settings to manage your entertainment budget. If you feel your gambling habits are becoming a concern, contact our support team for assistance or visit our Responsible Gaming page.